Home + Auto Insurance
Asking one agent to review home and auto together can make comparison easier, but a multi-policy option is not automatically the best fit and savings are never guaranteed.
Read about standalone Auto or Home insurance, explore our Coverage Questions, or visit the Insurance Resources Hub. You can read all guides directly without needing to start a quote.
Why Consider Combining?
Understanding the typical benefits of a multi-policy approach.
Simplicity and Convenience
Managing one relationship, a single renewal timeline, and a single set of renewal conversations can significantly reduce administrative overhead for your household.
Potential Efficiencies
Some insurers offer multi-policy pricing or other terms. Availability and value vary, so compare the total premium, deductibles, limits, exclusions, and optional coverages rather than assuming a bundle costs less.
Cohesive Coverage Strategy
Having one provider makes it easier to identify gaps or overlaps between your home and auto policies, such as coordinating personal liability or umbrella coverages.
Questions to discuss with the agent
- Are both policies offered by the same insurer, and are there separate eligibility requirements?
- What changes if one policy is canceled or moved later?
- How do the liability limits across home and auto compare?
- Are the quoted deductibles and settlement terms appropriate for each policy?
- Does the combined option change any endorsement, payment, or renewal terms?
Educational Notice
The information provided here is for educational purposes as part of the My Quote PDX Portland metro insurance education and referral site.
"Bundling" advantages are not guaranteed and vary by carrier. My Quote PDX does not generate rates. We do not provide individual advice.
What to have ready
Home + Auto checklist: general questions
- A short list of what you are unsure about, so the call stays focused
- Current auto declarations page, if you have one
- Current homeowners declarations page, if you have one
- Drivers in the household: names, license details and driving history, to share with your agent only
- Vehicles: year, make, model and VIN, to share with your agent only
- How each vehicle is used and roughly how many miles it is driven a year
- The liability limits, deductibles and options you want to ask about
- Year built, approximate size and construction type
- Roof age and type, plus plumbing, electrical and heating system details
- Recent updates or repairs, with approximate dates
- How the property is used and the coverage questions you want answered
Three questions to ask
- What should I understand about this coverage before I decide whether to get a quote?
- Can you show the home and auto proposals separately and together so I can compare complete proposals?
- What does the proposal exclude, and what are the deductibles for each type of loss?
General preparation only. This is not a quote or policy recommendation, and it does not calculate prices, recommend coverage limits or determine eligibility. Confirm details with your chosen licensed agent.
Home + Auto checklist: general questions
MyQuotePDX, myquotepdx.com. Planning sheet for an insurance conversation.
- A short list of what you are unsure about, so the call stays focused
- Current auto declarations page, if you have one
- Current homeowners declarations page, if you have one
- Drivers in the household: names, license details and driving history, to share with your agent only
- Vehicles: year, make, model and VIN, to share with your agent only
- How each vehicle is used and roughly how many miles it is driven a year
- The liability limits, deductibles and options you want to ask about
- Year built, approximate size and construction type
- Roof age and type, plus plumbing, electrical and heating system details
- Recent updates or repairs, with approximate dates
- How the property is used and the coverage questions you want answered
Three questions to ask
- What should I understand about this coverage before I decide whether to get a quote?
- Can you show the home and auto proposals separately and together so I can compare complete proposals?
- What does the proposal exclude, and what are the deductibles for each type of loss?
My own questions
Official Farmers pages and phones
- Jeff Guettler, Portland: https://agents.farmers.com/or/portland/jeff-guettler/ or 971-303-8508
- Jeff Guettler, Molalla: https://agents.farmers.com/or/molalla/jeff-guettler/ or 971-303-8508
- Matt Schoenecker, Tigard: https://agents.farmers.com/or/tigard/matt-schoenecker/ or 503-863-5807
Confirm which agent is handling your request as a quote begins. This sheet is not a quote, policy or coverage advice. Do not write sensitive identifiers here if you will share the page.
Helpful answers
Can I get an insurance price on MyQuotePDX?
MyQuotePDX does not calculate insurance prices. Choose a local agent and continue to their official Farmers page, or call them to discuss a quote.
Who will receive my information?
The agent buttons do not collect your contact details on MyQuotePDX. You choose whom to contact. Information you provide on an external website or by phone is handled by that provider.
Can I compare several insurance companies?
The online links go to each agent's official Farmers page. For other carrier options, ask your chosen agent what is available for your situation. MyQuotePDX does not compare the whole market.
Is combining home and auto always cheaper?
No savings are guaranteed. Compare the complete proposals, including total cost, limits, deductibles, and options.
How quickly will I receive a quote?
Timing depends on the agent's availability and the information needed. Contact your selected agency for its current response expectations.
Does clicking a button start my coverage?
No. Opening an agent's page or calling the agency does not itself put insurance in force. Confirm your policy details and effective date with the agent or insurer.